Navigating the Presidents' Day Landscape: Essential Information for the Holiday
Financial Markets and Banking Services on Presidents' Day
On Presidents' Day, the financial pulse of the nation slows. Both the New York Stock Exchange and Nasdaq remain closed, adhering to their official holiday schedule for 2026. Similarly, U.S. bond markets are completely shut down, as confirmed by the Securities Industry and Financial Markets Association (SIFMA). Regular trading activities are slated to recommence on the subsequent business day, February 17th.
In line with the Federal Reserve's holiday schedule, most commercial banking institutions, including major players like JPMorgan Chase & Co. and Bank of America Corp., will not be open for in-person services. While automated teller machines (ATMs) and digital banking platforms remain accessible, any transactions initiated during the holiday period will typically not be processed until the next business day.
Postal and Delivery Services: What to Expect
The U.S. Postal Service (USPS) observes Presidents' Day by suspending regular mail delivery and closing all its retail locations. This means that postal services will be on hiatus for the day. In contrast, major private shipping companies, such as United Parcel Service Inc. (UPS), are operating on a full schedule, offering their usual pickup and delivery services. FedEx Corp. also maintains a modified service schedule, with the majority of its office locations open to cater to customer needs.
Government and Educational Institutions on Holiday
Given its status as a federal holiday, all non-essential federal government offices, including crucial agencies like the IRS and Social Security offices, are closed. This extends to many state and local government facilities, such as courthouses and departments of motor vehicles (DMVs). Public school districts and numerous universities nationwide also observe the holiday, with classes and administrative offices closed. Some educational institutions might designate this day as a potential make-up day for inclement weather closures.
Retail and Grocery Sector Activity During the Holiday
The retail sector emerges as the most dynamic during Presidents' Day, with most stores maintaining regular operating hours. Prominent national chains, including Walmart Inc., Target Corp., and Costco Wholesale Corp., are open for business. Many department stores seize the opportunity of the long weekend to launch substantial Presidents' Day sales, particularly focusing on home furnishings and appliances, making it an opportune time for shoppers.