Chase Bank is currently offering an array of attractive promotions designed to reward new customers for opening various account types. These incentives range from hundreds of dollars for personal checking and savings accounts to significant bonuses for business banking solutions. These offers present a compelling opportunity for individuals and businesses to enhance their financial standing with relatively minimal initial commitments, yielding impressive returns on deposits.
One standout promotion is for the Chase Total Checking account, where new customers can earn $400 by depositing just $1,000, representing an exceptional 40% return. This particular offer has an expiration date of July 15, 2026, and primarily requires a direct deposit to qualify. It's a straightforward way to boost your finances, appealing to those seeking quick and substantial gains from their banking activities. To secure this bonus, applicants need to open a new Total Checking account using a provided link or a coupon code obtained via email for in-person applications. A direct deposit of $1,000 or more must be made within the first 90 days of account opening, typically from an employer or government entity. Once these conditions are met, the bonus is credited to the account within 15 days, provided the account remains active and in good standing. Eligibility restrictions include not having an existing Chase checking account, not having closed one in the last 90 days (or three years with a negative balance), and not having received a Chase checking account bonus in the past two years. The account also carries a $15 monthly fee, which can be waived by maintaining specific direct deposit amounts or average daily balances.
For those looking for a more comprehensive banking solution, Chase also offers a combined promotion for opening both a Total Checking and a Savings account, allowing new customers to earn up to $900. This offer, valid until April 15, 2026, involves several steps to maximize the bonus. Initially, opening both accounts simultaneously, either online or in-branch with a coupon, is required. A direct deposit of any amount into the checking account within 90 days qualifies for a $300 bonus. Additionally, depositing at least $15,000 in new money (from outside Chase) into the savings account within 30 days and maintaining that balance for 90 days will yield a $200 savings bonus. Upon meeting these individual criteria, an extra $400 bonus is awarded, totaling $900. The bonus is deposited within 15 days of fulfilling all requirements. Similar to the checking account offer, restrictions apply regarding existing or recently closed Chase accounts and prior bonus receipts.
Chase Secure Banking offers a $125 bonus for new customers who complete 10 qualifying transactions within 60 days of enrollment. This account is designed for those seeking a more secure banking option with fewer fees and simplified transaction processes. Qualifying transactions include debit card purchases, Zelle transfers, ACH credits, online bill payments, and Chase QuickDeposit transactions. The bonus is deposited within 15 days, provided the account remains open and unrestricted. This account has a monthly fee of $4.95, which can be waived for account holders aged 17-24 or by receiving $250 or more in eligible deposits per statement cycle. Overdraft fees are $34, and ATM fees are $3 for non-Chase domestic ATMs and $5 for non-Chase international ATMs. This offer is also subject to similar eligibility rules regarding existing accounts and past bonuses.
For business owners, Chase presents a Business Complete Checking® promotion, offering between $300 and $500. This offer is available until May 14, 2026, and requires a new business checking account. To earn $300, a deposit of $2,000 is needed, while a $10,000 deposit qualifies for a $500 bonus. In both cases, the deposit must come from outside Chase within 30 days of enrollment and be maintained for 60 days. Additionally, five qualifying transactions must be completed within 60 days. These transactions can include debit card purchases, ACH credits, wire transfers, Chase Online Bill Pay, Chase QuickDeposit, and Chase QuickAccept payments. The bonus is credited within 15 days, provided the account remains open and in good standing. This offer targets new business checking customers, including sole proprietors, LLCs, partnerships, and corporations, but excludes those with existing Chase business checking accounts or those who have received a business checking bonus from Chase within the last two years. The monthly fee for this account is $15, waived if certain balance or spending criteria are met.
These limited-time promotions from Chase Bank offer diverse options for individuals and businesses to earn extra cash by establishing new banking relationships. Each offer comes with specific requirements and restrictions, emphasizing the importance of careful review before applying. By strategically selecting the right account and fulfilling the necessary conditions, customers can significantly benefit from these generous banking incentives.