Inter & Co (NASDAQ:INTR) is progressively advancing towards its long-term financial goals, demonstrating a clear path to achieving its ambitious \"60-30-30\" targets, even if the timeline extends beyond initial projections. The company's strategic focus on operational efficiency and monetization is consistently narrowing the performance gap. This sustained progress is crucial for turning market skepticism into a revaluation of its financial prospects.
The core of Inter & Co's growth strategy lies in two principal levers: the expansion of Average Revenue Per Account (ARPAC) and an increased intensity in cross-selling. These initiatives are designed to fuel top-line growth without compromising the company's profit margins. Furthermore, with the stabilization of cost-to-serve metrics and the compounding benefits of economies of scale, Inter & Co is poised to see its profitability grow at a faster rate than its customer base, indicating a healthy and scalable business model.
A continuous record of disciplined execution and consistent delivery is expected to justify a significant re-rating of Inter & Co's valuation. The market could potentially see its stock trade at a multiple of 3-4 times its book value. The company's journey toward these targets does not demand immediate perfection but rather a steady and reliable performance that reinforces investor confidence and validates its long-term vision.
Inter & Co's strategic emphasis on operational excellence and customer value generation positions it for a future where sustained growth and enhanced profitability are not just aspirations but achievable realities. By consistently delivering on its commitments, the company is building a foundation for long-term success that will resonate positively with investors and stakeholders alike.